457(b) Special Catch-Up Contribution Calculator
Your special catch-up
Most you can defer, first catch-up year
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Unused limit carried in
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Most you can defer, all catch-up years
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Extra from the special catch-up
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Key dates
Your catch-up years
The limit that applies in each of the three years before your normal retirement age, if you defer the most allowed each year.
| Year | Age | Basic limit | With age 50+ catch-up | Special catch-up | Your maximum | Which applies | Unused limit left |
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Unused limit worksheet
Enter what went into this employer’s 457(b) each year, employer contributions included but age 50+ catch-ups left out. If you already used the special catch-up in a year, enter the full amount. Change the limit only if your pay that year was below it.
Results are estimates for educational purposes and are not financial, tax or legal advice.
Find the most you can defer in each of the three years before your plan’s normal retirement age, using the limit you left unused in earlier years, and whether the age 50+ catch-up gives you more. Next, open the 401k calculator and enter your own details to see an estimate in seconds.