Company Marketcap

Use our free online calculator to work out any answer in seconds

An online calculator is the quickest way to add, subtract, multiply and divide without hunting for a handheld device, and it is easy to use on a laptop, tablet or phone. This guide shows what each key does, how the two entry styles treat a chain of numbers, and how to get fast and dependable answers every time, from a grocery total to a loan estimate.

Scientific calculator

Tap the keys or type on your keyboard, then press Enter to see your answer.

Angle unit for sin, cos, and tan
  0

Calculation history

Your answers will show up here after you press =.

    Choose a financial topic to get started

    Each topic opens its section of the financial calculators page, with every calculator grouped by what you want to work out.

    51 calculators in 3 topics

    Work out mortgage payments, refinancing and what a property really costs or earns.

    Covers mortgage & home buying, home equity & refinance, real estate & rentals.

    Browse mortgage & real estate calculators

    55 calculators in 4 topics

    Compare loans, plan car and student borrowing, and build a plan to clear debt.

    Covers personal loans, auto loans & leasing, student loans & college, credit cards & debt.

    Browse loans & debt calculators

    72 calculators in 3 topics

    Check your retirement savings, model 401(k) and IRA choices and plan your income.

    Covers retirement planning, 401(k), ira & roth, social security & annuities.

    Browse retirement calculators

    63 calculators in 4 topics

    Project investment growth, value stocks and bonds and understand interest.

    Covers investment returns, stocks & trading, bonds & cds, interest & apr.

    Browse investing calculators

    36 calculators in 4 topics

    Estimate tax, see your take-home pay and plan health savings and insurance.

    Covers income tax & planning, salary & paycheck, hsa & medical costs, insurance.

    Browse tax & income calculators

    26 calculators in 4 topics

    Set savings goals, build a budget and handle everyday money maths.

    Covers savings & emergency funds, budgeting & net worth, inflation & currency, everyday money.

    Browse savings & budgeting calculators

    17 calculators in 1 topic

    Break-even, margins, cash flow, ratios and valuation for your business.

    Covers business finance.

    Browse business calculators

    How to Use a Free Online Calculator

    Open the page and you will see a display at the top with a block of buttons below it. Type a number with the mouse or the keyboard, choose an operation, type the next number and press equals. The display keeps a smaller calculation line underneath, which records the whole expression so you can spot a slipped digit before it spoils the answer. For everyday math, those are all the instructions you need.

    Easy to Use Number Keys and the Decimal Point

    The ten number keys sit in a grid, with a double-zero key for round amounts such as 4,200 and a dot for the decimal point. A backspace arrow deletes the last digit, and the plus/minus key flips the sign of a number. Four operation keys cover addition, subtraction, multiplication and division, while equals finishes the job. Keep the decimal places setting in mind: set it to two and a figure like 7.456 appears as 7.46.

    Percentages, Square Root and Power

    Three quick examples show how the special keys behave, and none of them needs a formula you have to memorise:

    • Percentages: to find 18% of 250, press 250 × 18 % and read 45.
    • Square root: type 784, press the root key and read 28.
    • Exponent: 6 raised to the third power is 63 = 216.
    • Removing a percentage: 80 − 25 % returns 60.

    These shortcuts save you from converting a percentage into a decimal by hand, which is where most slips in manual arithmetic happen.

    Parentheses and Order of Operations on the Calculator

    Key in 7 + 3 × 4 on a standard calculator and you will see 19, because multiplication goes before addition under the order of operations. Group part of the expression with parentheses, as in (7 + 3) × 4, and the answer becomes 40. The second entry style described below reads the same keys strictly left to right, so it returns 40 even without the brackets.

    Dumbbell chart comparing answers to three expressions in mathematical mode and accounting mode on an online calculator
    The same keys give different answers depending on how a chain is read.

    Online Calculator Memory and Accounting Mode

    Switching between entry styles changes how a chain is read. Mathematical mode honours operator precedence, while accounting mode performs each step as you type it, which suits adding up receipts because every running total is a genuine subtotal. For 12 − 2 × 5 the first returns 2 and the second returns 50. One of the most frequently asked questions about any keypad is why a chain of keys gives an unexpected answer, and the entry style is nearly always the reason.

    Memory Cells and How to Copy Results

    Memory keys store a number while you finish something else. Add the current value with M+, subtract it with M−, recall it with MR and wipe it with MC. Some pages offer several memory cells, so you can park a subtotal in one and a tax figure in another. Once you have an answer, click to copy results from the display and paste them into a spreadsheet or message instead of retyping them.

    Keyboard Entry on a PC or Mobile Calculator

    On a PC you can type with the main number row or the numeric keypad on the right, with Enter acting as equals and Backspace erasing the last digit. Every key on the screen has a keyboard equivalent. On a phone, a mobile layout with larger buttons is easier to tap, and a size menu lets you pick a comfortable scale on a desktop. This convenient flexibility means the same calculator suits a large monitor and a small handset, and the clean interface stays out of your way on both.

    Conversions and Conversion Tools Beyond the Basic Calculator

    Many sites bundle the keypad with unit and currency tools for length, weight, temperature, speed and time. These conversions rely on fixed ratios, so the arithmetic is simple: multiply kilometres by 0.6214 to get miles, or multiply a Celsius reading by 1.8 and add 32 to reach Fahrenheit. Keep a keypad open in one tab and the matching converter in another, and you can check one against the other in seconds.

    Calculations for Loan Interest and Bank Lending Rates

    A plain keypad also handles money questions. To estimate one month of loan interest, multiply the balance by the annual rate and divide by 12: for a $14,300 balance at 6.2%, 14,300 × 6.2 % ÷ 12 gives about $73.88. Compare bank lending rates the same way, keying each rate with the percent key, or split utilities and other services between flatmates with the divide key.

    Checking a Supplier Invoice with an Online Calculator

    Marisol runs a small café in Austin, Texas, and a produce invoice has just landed in her inbox. Three line items need checking before she pays: $412.80 for vegetables, $96.35 for dairy and $187.45 for dry goods. She keys them in one after another, and the running line under the answer climbs to $696.60.

    The invoice adds sales tax at the bottom and shows a grand total of $759.29, so she works backwards on the keypad. Dividing the tax line by the pre-tax total is the quick test: 62.69 ÷ 696.60 gives 0.0900, so the supplier applied 9%. Texas allows at most 8.25% combined, so she presses 696.60 × 8.25 % and reads $57.47 of tax. Adding that to the pre-tax total gives $754.07.

    • Pre-tax total: $696.60
    • Tax at 8.25%: $57.47, so the correct total is $754.07
    • Tax billed at 9%: $62.69, so the invoice total is $759.29
    • Overcharge: $759.29 − $754.07 = $5.22

    The gap is only $5.22, but the pattern matters more than the amount: the same rate is probably baked into every invoice this supplier sends. Marisol does not pay and does not argue by phone. She emails a corrected total of $754.07, attaches a photo of her three-line sum, and asks for a credit note covering the $5.22 plus the same difference on the previous month's invoice. Her next step is simply to rerun the tax line on that earlier invoice with one input changed.

    Worked Percentage Example for Everyday Calculators

    Say a jacket is tagged $86.40, a 15% discount applies, and 7.5% sales tax is charged on the reduced price. Key 86.40 − 15 % to reach 73.44, then press + 7.5 % to get 78.948, which rounds to $78.95. The discount was $12.96 and the tax $5.51. Had you charged tax on the full $86.40 instead, you would have paid $6.48 in tax, a mistake of 97 cents that grows quickly on larger purchases.

    Waterfall chart showing an $86.40 price reduced by a 15% discount and raised by 7.5% tax to a $78.95 total
    Discount first, tax second: an $86.40 tag ends at $78.95.

    Social Security and Retirement Estimates on an Online Calculator

    Specialised tools sit alongside the basic keypad. The Social Security Administration publishes a retirement estimator that asks for your yearly earnings and lets you calculate benefit amounts at different claiming ages; starting before your full retirement age shrinks the monthly benefit. Like the keypad, it runs on JavaScript in the page, and you can print its table for your records. Choose between today's dollars and inflated dollars before you read the figure, since a number in future dollars looks bigger but buys less. Use it to estimate a range, then sanity-check the arithmetic on the keypad with the percent and multiply keys.

    The History of Calculators: From Abacus to Web App

    The ancestor of every modern calculator is the abacus, a Latin name for a counting board whose earliest forms trace back to ancient Babylon. Blaise Pascal built a gear-driven adder in 1642, a mass-produced mechanical machine followed in 1820, the first all-electronic desktop model arrived in 1961, and a handheld scientific model appeared in 1972. Today the same ideas run inside a browser tab, ready the moment you need them.

    Timeline of calculator milestones from Pascal's 1642 adding machine to the 1972 handheld scientific model
    Four milestones between 1642 and the handheld era.

    Picking the Best Free Online Calculator for Everyday Use

    Look for a clear screen, big keys, working memory keys, a visible calculation line and a choice of entry style. Use it for work, school or personal calculations, and always glance at the line of text under the answer so you can confirm the keys you pressed. Doing so lets you do quickly and accurately what once took a pencil and a margin of scratch paper. Before you rely on any figure, check the answer against a rough mental estimate: if 86.40 less 15% came out above 86.40, you would know a key had gone wrong.

    Scientific calculator questions

    How do I use this scientific calculator?

    Tap the keys or type on your keyboard to build your sum, then press = or Enter. The top line shows what you typed and the large line shows a live answer as you go. Press ⌫ to remove the last entry and AC to start again.

    How do I switch between degrees and radians?

    Choose Deg or Rad above the keys before you use sin, cos, tan, or their inverses. Deg suits school geometry and everyday angles. Rad is the standard for calculus and physics.

    How do I work out powers and roots?

    Use the xʸ key for any power, so 2 xʸ 10 gives 1024. The √x and ∛x keys work on the number you type next. For any other root, type the degree first, press ʸ√x, then type the number: 4 ʸ√x 81 gives 3.

    What does the Ans key do?

    Ans holds your last answer. After you press =, pressing an operator such as + or × carries on from that answer automatically, and your last eight answers stay in the history list below the keys.

    Are these calculators free to use?

    Yes. All 261 calculators on Company Marketcap are free, need no sign-up, and work on phones, tablets, and computers.