457(b) Savings Calculator
Your results
Balance at retirement
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In today’s dollars
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Your contributions
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Employer contributions
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Investment growth
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Extra from special catch-up
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Withdrawals from a governmental 457(b) after you leave the job are taxed as income but don’t owe the 10% early withdrawal tax at any age, unless the money was rolled in from an IRA, 401(k) or 403(b).
A tax-exempt employer’s 457(b) stays the employer’s property until it is paid out, so it can be reached by the employer’s creditors, and it can’t be rolled into an IRA.
2026 IRS 457(b) limits
The 457(b) limit is separate from the 401(k) and 403(b) limit, so you can contribute the maximum to both.
Year-by-year projection
Contributions, the limit that applies and the balance at the end of each year until you retire.
| Age | Salary | You | Employer | Limit used | Balance |
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Results are estimates for educational purposes and are not financial, tax or legal advice.
Project what your 457(b) deferred compensation plan could be worth at retirement, including the 2026 limits and the special catch-up that can double your contributions in the three years before normal retirement age. The free 401k calculator uses the same plain-English approach, so you can compare results side by side.