Savings Distribution Calculator

Find out how long a savings account will last with regular withdrawals, or how much you can take out each time to empty it by a date, while the rest keeps earning interest. Next, open the life expectancy calculator online and enter your own details to see an estimate in seconds.

Plan your withdrawals

What do you want to find?

Savings balance

What the account holds on the day of your first withdrawal.

Interest rate

The rate is

Withdraw

First withdrawal on

Amount of each withdrawal

More options

Raise the withdrawal each year by

For example 3% to keep up with rising prices. The new amount starts on each anniversary of your first withdrawal.

Your results

Your savings last

–

Last withdrawal

–

Total withdrawn

–

Interest earned

–

Number of withdrawals–

Final withdrawal–

Withdrawal the interest alone would pay–

Effective annual yield–

Year-by-year drawdown

Each year starts on an anniversary of your first withdrawal. Interest is added after each withdrawal on what is left in the account.

Year	Starts	Withdrawn	Interest	Ending balance

Results are estimates for educational purposes and are not financial, tax or legal advice.