Deferred Payment Loan Calculator
Your results
Monthly payment after the deferral
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Balance when repayment starts
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Total interest
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Total of all payments
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Interest during the deferral–
Interest-only payment during the deferral–
Interest during repayment–
Months until the loan is repaid–
Compared with no deferral
Payment if repayment started now–
Total interest with no deferral–
Extra interest from deferring–
Payment schedule
The deferral months first, then each repayment month until the loan is paid off.
| Year | Paid | Interest charged | Balance repaid | Ending balance |
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Results are estimates for educational purposes and are not financial, tax or legal advice.
See how a payment deferral changes a loan: the interest that builds up or is paid while payments are on hold, the balance when repayment starts, the monthly payment after that and the extra interest compared with paying from day one. Next, open the payment calculator and enter your own details to see an estimate in seconds.