Company Marketcap

Home Closing Cost Calculator

Enter your purchase and fees

Home and loan

$

%
yrs

Lender fees

% of the loan amount, or a dollar figure.

1 point = 1% of the loan.

$
$

Title, settlement and government fees

% of the price, or your quote.

$
$

Set by your state, county or city — often paid by the seller. Enter a % of the price or a dollar amount.

Prepaids and escrow

$/ yr
months

Usually the first year's premium.

days

From closing to the end of that month.

months
months

Deposits and credits

$

Already paid; credited at closing.

$
More fees and credits
$
$

Flood certification, tax service, etc.

$
$

Required in some states.

$
$
$
$
$
$

Offered in exchange for a higher rate.

Your results

Cash to close

–

Closing costs

–

Prepaids and escrow

–

Closing costs as % of price

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Closing costs

Lender fees–
Title and settlement–
Government fees–
Other services–

Prepaids and escrow

Prepaid interest–
Homeowners insurance–
Escrow deposit–

Your loan

Down payment–
Earnest money and credits–
Loan amount–
Monthly payment with tax and insurance–

Fees vary by lender, state and title company. Your Loan Estimate and Closing Disclosure show the actual figures.

Itemized closing costs

Every cost you entered that is above $0, grouped as they appear on a closing statement.

SectionItemAmount

Results are estimates for educational purposes and are not financial, tax or legal advice.

Add up the fees, prepaid items and escrow deposits on a home purchase and see how much cash you will need to bring to closing. The house affordability calculator is free to use with no sign-up, and works on desktop and mobile.