Company Marketcap

Down Payment Calculator

Enter your home and savings

$
$

Savings you can put toward the down payment and closing costs.

%

Of the home price.

Closing costs and loan

Often 2% to 5% of the price.

%
yrs

Your results

Home price you can afford

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Cash needed at closing

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Loan amount

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Monthly principal and interest

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Breakdown

Home price–
Down payment–
Down payment share–
Closing costs–
Loan-to-value–

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Down payment options for this home

Each row uses the same price, closing costs, rate and term. Monthly payments are principal and interest only.

DownDown paymentCash neededLoan amountMonthly P&ITypical loan

Results are estimates for educational purposes and are not financial, tax or legal advice.

Work out the home price your savings can cover, the cash you need to buy a given home, or what share of the price your cash makes up, including closing costs. If you want to see how the figures change, the free house affordability calculator gives you an instant result you can adjust as you go.