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Compare Savings Rates Calculator

Enter your deposits and accounts

$
$
yrs

Enter each account's APY, or its APR plus how often it compounds. Compounding only matters for an APR, because an APY already includes it.

Account A
%
$
Account B
%
$
Account C
%
$

Your results

Highest ending balance

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Best account

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More than the lowest

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Your deposits (all accounts)

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Interest is credited monthly at a rate that earns exactly the APY over a full year. Fees come out at the end of each month; deposits arrive at month end.

Year-end balance by account

How far apart the accounts drift each year on the same deposits.

Results are estimates for educational purposes and are not financial, tax or legal advice.

Put two to four savings accounts side by side, with their rates, compounding and monthly fees, and see which one leaves you with the most money. Next, open the savings calculator and enter your own details to see an estimate in seconds.