Spouse Inherited IRA RMD for the Current Year
Your results
Required withdrawal
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Deadline
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Divisor (table used)
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Your age at year-end
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Uses the IRS life expectancy tables in effect from 2022. The spousal election follows proposed regulations (REG-103529-23) that are not yet final, so confirm with your IRA custodian which method it applies.
Results are estimates for educational purposes and are not financial, tax or legal advice.
Find the required minimum distribution for one year from an IRA you inherited from your spouse, based on whether you treat it as your own, stay a beneficiary or use the 10-year rule. The rmd calculator uses the same plain-English approach, so you can compare results side by side.