Balloon Loan Calculator
Your results
Monthly payment
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Balloon payment
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Total interest
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Total of all payments
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Regular payments before the balloon–
Paid in regular payments–
Principal repaid before the balloon–
Balloon as a share of the loan
The balloon is the balance left after the last regular payment. Most borrowers refinance or sell before it falls due, so plan for the rate you might get then.
Payment schedule
Regular payments up to the balloon date, then the balloon itself.
| Year | Principal | Interest | Total paid | Ending balance |
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Results are estimates for educational purposes and are not financial, tax or legal advice.
Find the monthly payment on a balloon loan and the lump sum still owed when the balloon falls due, with a schedule of every payment until then. The free amortization calculator uses the same plain-English approach, so you can compare results side by side.