Enter your plan details

2026 IRS limits

Current age

yrs

Retirement age

yrs

Annual salary

Yearly raise

Current 401(k) balance

Your contribution

% of pay

Pre-tax and Roth 401(k) deferrals combined.

Employer match

Share of your contribution matched. Use 0 for none.

Match up to

% of pay

Profit-sharing contribution

% of pay

Paid by the employer whether or not you contribute.

Profit sharing is paid

Expected annual return

Inflation

Apply the 2026 IRS limitsDeferral and catch-up limits, the $72,000 cap on total contributions and the $360,000 pay limit.

Your results

Balance at retirement

–

In today’s dollars

–

Your contributions

–

Employer match

–

Profit sharing

–

Investment growth

–

First year against the 2026 total limit

Your deferrals (excluding catch-up)–

Catch-up contributions–

Employer match–

Profit sharing–

Counted toward the $72,000 limit–

Room left for more profit sharing–

Year-by-year projection

What goes in from you, from the match and from profit sharing each year, and the balance at year end.

Age	Salary	You	Match	Profit sharing	Balance

401(k) Savings with Profit Sharing Calculator

Enter your plan details

Your results

First year against the 2026 total limit

Year-by-year projection