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Savings, Taxes and Inflation Calculator

Enter your savings

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$
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yrs
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Use your marginal (top) rates. The earnings are assumed to be taxed every year, as interest is.

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Your results

Real return after tax and inflation

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Balance in today's dollars

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Balance after tax

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Total deposits–
Balance with no tax–
Lost to taxes–
Lost to inflation–
Return after tax–
Return needed to beat inflation after tax–

Year-by-year: before tax, after tax and after inflation

Each column takes one more cost out of the same savings.

YearTotal depositsNo taxAfter taxAfter tax, today's dollars

Results are estimates for educational purposes and are not financial, tax or legal advice.

Work out what your savings really earn once income tax and inflation are taken out, and what the balance will be worth in today's dollars. Next, open the free income tax calculator and enter your own details to see an estimate in seconds.