Immediate Annuity Calculator
Your results
Monthly income
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Yearly income
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Total income over 20 years
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Years to get your premium back
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Real quotes depend on your age, sex, current interest rates and the options you choose, such as life only, a guaranteed period or a joint annuity. Use the payout rate from an actual quote for the most useful result. Taxes are not included.
Year-by-year income
The income you receive each year and how much of your premium has come back to you so far.
| Year | Income | Total received | Premium not yet returned |
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Results are estimates for educational purposes and are not financial, tax or legal advice.
Turn a lump-sum premium into a regular income estimate, using the payout rate from an insurer's quote or an interest rate over a set number of years. The annuity calculator uses the same plain-English approach, so you can compare results side by side.