Earned Income Credit (EIC) Calculator

Estimate your 2026 earned income tax credit from your earnings, AGI, filing status and number of qualifying children, and see where you fall in the phase-in and phase-out ranges. The income tax calculator online uses the same plain-English approach, so you can compare results side by side.

Enter your household and income

2026 tax year (return filed in 2027)

Filing status

Qualifying children

Children who lived with you for more than half the year.

Wages, salaries and tips

Form W-2, box 1, for everyone on the return.

Self-employment net profit

Schedule C profit. Half of the self-employment tax is subtracted.

Investment income

Interest (including tax-exempt), dividends, capital gains and net rents or royalties.

Other income in AGI

Unemployment, pensions, taxable Social Security, alimony and similar.

Everyone on the return has a Social Security number valid for work Someone else can claim me (or my spouse) as a dependent or qualifying child I (or my spouse) am at least 25 and under 65 at the end of the yearOnly matters if you have no qualifying children. My main home was in the United States for more than half the yearOnly matters if you have no qualifying children.

More options

Adjustments to income

IRA, HSA, student loan interest and other Schedule 1 adjustments. Lowers AGI only.

Nontaxable combat pay you elect to include

Counts as earned income for the credit only.

Your 2026 earned income credit

Estimated credit

–

Maximum for your family size

–

Where you are on the credit–

Earned income–

Adjusted gross income (AGI)–

Phase-out range (larger of AGI or earned income)–

The IRS credit tables work in $50 income steps, so the amount on your return can differ by a few dollars.

2026 credit amounts by number of children

Limits for your filing status, and the credit your income would earn with each number of qualifying children if you meet the other rules. Your row is in bold.

Qualifying children	Maximum credit	Earned income for the maximum	Phase-out starts	Credit ends	Credit at your income

Results are estimates for educational purposes and are not financial, tax or legal advice.